Inheritance Tax & Succession Planning

While Inheritance tax is important to consider, especially with the IHT receipts for HMRC increasing each year it is often not the most important consideration for people when considering long term planning

The larger concerns are having sufficient savings for a comfortable and happy retirement, long term care, providing for the next generation and protecting assets. 

Inheritance tax planning can often be considered much earlier than many realise and to start during your working life can ensure you are able to fully utilise the many reliefs and planning available. This can also mean you are able to help the next generation when they need it most while making sure you are not leaving yourself short in the future.

Life is constantly changing and there is always something new.  This could be a house move, a promotion at work, a new baby, or less welcome like a relationship problem, the diagnosis of an illness or the death of a loved one.

These are times when is it very important to put in place the right arrangements to provide for yourself and the people you care about for when the unexpected happens.

At Henderson Loggie we can provide expertly tailored advice and solutions to your family’s particular needs and circumstances.

Whether you are planning for retirement or future generations we have the skills required to guide you through this process.

  • Reducing your inheritance tax bill
  • Passing assets on to your family
  • Business succession planning
  • School fee planning
  • Retirement planning

IHT and retirement planning allows you to choose what you want to happen during your lifetime and after your death, making the lives of you and your loved ones much easier. It can also preserve family wealth so it passes down the generations, rather than be lost to IHT or other potential “wealth reducers” such as divorce or residential care fees.

If you are ready to start talking about your plans or would like to find out more, please contact us on

Related content

You’ll find lots of helpful IHT & Succession planning articles on our website, covering a range of topics.

The right team for the job

Lucy Crow

Lucy Crow

I am Chartered Tax Advisor qualified and have worked in tax for over 12 years, specialising in personal tax.  I work with a wide range of personal tax clients, from small sole traders to high…
Dawn MacDougall

Dawn MacDougall

I was previously head of tax in EY’s Inverness office where I worked with owner-managed businesses and landed estates throughout the UK. I qualified as a Chartered Accountant in EY’s Edinburgh office and before re-joining…