How to Transfer Your Bookkeeping System to Xero: A Comprehensive Guide

Moving your business accounts to Xero doesn’t need to be complicated. As cloud accounting specialists at Henderson Loggie, we’ve helped countless Scottish businesses make the switch to digital bookkeeping. Here’s our straightforward guide to ensuring a smooth transition to Xero.


Timing is crucial when transferring your accounts to new software. While a financial year-end provides the ideal opportunity, don’t feel constrained – month-end or quarter-end dates work perfectly well too. The key is selecting a date that aligns with your business rhythm and gives you adequate time to prepare.


Before moving your accounts, it’s essential to get your existing data in order. Think of it as a financial spring clean:

First, review your accounts payable and receivable. Clear out any duplicate entries and resolve old outstanding items. This housekeeping step prevents carrying over unnecessary complications to your new system.

Next, ensure all bank accounts are fully reconciled up to your chosen moving date. Those nagging unreconciled transactions? Now’s the time to sort them.

Your customer and supplier lists likely contain outdated contacts. Remove these to start fresh in Xero with only active relationships. Similarly, archive any unused nominal codes in your chart of accounts to maintain a clean, efficient system.


Before making the switch, export these crucial reports from your current system:

  • Trial balance
  • Aged payables and receivables reports
  • Bank reconciliation report
  • Chart of accounts
  • Complete contact list

These documents serve as your safety net and reference point during the transfer process.


Getting started with Xero is straightforward. After creating your account, you’ll need to input some basic financial settings, including:

  • Financial year-end date
  • VAT registration number
  • VAT reporting periods

Manual Import

The DIY approach suits businesses with straightforward accounts and those who prefer hands-on control. Xero provides user-friendly CSV templates for importing:

  • Customer and supplier contact lists
  • Chart of accounts
  • Opening balances
  • Outstanding debtors and creditors

You can either use Xero’s standard chart of accounts or customise it to match your business needs. Adding or modifying nominal codes is simple and can be done at any time.

Third-Party Migration Services

For larger businesses or those with complex accounting histories, third-party migration services like ‘Move My Books’ offer a more hands-off approach. These services:

  • Handle the technical aspects of data transfer
  • Maintain historical data integrity
  • Provide data verification
  • Often complete the migration within a few days

At Henderson Loggie, we’ve seen how cloud accounting transforms businesses. Xero offers real-time financial insights, automated bank feeds, and powerful reporting tools that can revolutionise your financial management.


While this guide covers the essentials, every business is unique. Our digital team at Henderson Loggie specialises in cloud accounting solutions for SMEs across Scotland. We’re here to support your transition to Xero, whether you need full migration assistance or just someone to sense-check your approach.


Transferring to Xero marks an exciting step toward modern, efficient bookkeeping. With proper planning and the right support, you can ensure a smooth transition that sets your business up for future success.

Need help with your move to Xero? Get in touch with our digital team to discuss your needs and discover how we can support your transition to cloud accounting.

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